I’ve always believed that if we have the means, most of us would choose to be generous.
I am sure, if we have means, we will find a way to help.
Help our family. Support a cause. Give to our church.
But everyday life has its demands.
Bills. Family. Our own goals.
And generosity becomes whatever is left.
But then again, given the chance, I am sure we won't hesitate to help.
Can giving find a place in our day-to-day lives as well?
Here's an idea:
Why have a plan that allows you to GIVE?
In the same way we save for travel, we can prepare for something we care about.
Maybe there’s someone you want to support regularly, or a cause you’d love to keep showing up for. Giving that intention a place in your plan can help you see what you can comfortably commit to.


Rivers of Generosity
I'd call it RIVERS OF GENEROSITY.
Instead of always asking: How much can I afford to give?
Maybe we can ask:
Can I build something today that can help me keep giving tomorrow?
Think about that for a moment.
Honestly, I never thought of it this way until a client needed it.
“Let's build something today that can help keep giving tomorrow?”
When you know who or what you want to support, you can begin preparing a source for that giving. Something you can commit to while still making room for your everyday needs and your own future.

Being intentional in giving.
Here’s one way a giving plan could be structured, if the arrangement offers the payment and payout timing you need:
- Save for two years.
- Receive monthly payouts.
- Personally pledge them to a cause.
Give regularly, with money already set aside.
The idea is to prepare a source for the giving you hope to keep doing, rather than finding the money in your everyday budget each time.
Payment and payout terms depend on the arrangement chosen. Before choosing one, understand the amount, when payouts begin and end, and what happens if you need the money earlier. Check that the commitment leaves room for your bills, emergency savings, and other goals.
Something that can bear fruit
Think of it like planting a tree.
It may not be big. You’re preparing something you can care for over time.

Instead of taking from what you have every time, you prepare something that can bear fruit. You can then make room for giving, month after month, year after year, within the resources and time frame you have planned for.
A small river of generosity that can keep flowing.
I wonder if this makes sense to you.
If you'd want to know more, hit me up.
Build something today that gives you the capacity to keep giving tomorrow.
Talk to me about a giving plan, or join my Telegram channel for more reflections on money and everyday life.
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This is a giving-plan concept, independent of any specific product. The payment period, payout amount, frequency, and duration depend on the arrangement chosen; monthly payouts are not available under every plan. Review its terms and how it fits your finances before committing.
Rey Barcelon, MDRT
Licensed Financial Advisor
